Close up glowing light bulb

FRANdata Unique Numbering System


FRUNS is a coding system that uniquely identifies every brand in the United States that is associated with franchising. It replaces previous coding references to brands used by SBA lenders; a FRUNS is necessary for all SBA loans. This initiative grew out of the desire to improve the SBA Loan Loss Data reported for every franchise whose franchisees receive SBA-guaranteed loans. Though the SBA recommends that lenders not use its data for risk assessment, and even though far more accurate and complete tools exist to assist the lender in underwriting franchise loans, such as the Bank Credit Report, many lenders use this data as a component of their credit policy.

A fundamental cause of these inaccuracies was the absence of a franchise brand “master list” that would allow lenders to properly code loans. The SBA asked FRANdata, as the only research company that studies all franchise companies, to produce such a list.

In order to issue a FRUNS number for a brand, FRANdata has created a verification system by which we confirm that a company is an active business and meets the US Small Business Administration’s definition of a franchise. For business format franchise brands, verification requires submission and review of a Franchise Disclosure Document. For other types of affiliated business systems, such as distributorships and licensees, verification depends on submission of appropriate documentation.

The Franchise Registry exists to provide one location where all franchise lenders can access information about every franchise brand, enabling more, and higher quality, loans to be made to franchisees.


Visit Us at the FR_PNGFranchise Registry to learn more about FRUNS and the value to franchisors and lenders.