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Improve financing outcomes for your franchisees

Financing Eligibility Service

Gain control over your franchise system’s credit perception

The Financing Eligibility Subscription improves your franchise financing program. The service is a complete franchise financing support solution that guides, communicates, and supports all your franchise financing efforts.    

Franchise financing has changed a lot since the financial crisis.  Loan margin compression and new non-bank competitors are forcing lenders to make better credit decisions.  To make small business franchise lending more profitable, lenders are now using significantly enhanced credit tools to efficiently and quickly help them assess creditworthiness.  In light of this current environment, we have enhanced our financing eligibility subscription (and the Franchise Registry) to give franchisors visibility into the franchise credit assessment tools that lenders are using to assess a brand’s fundability.  As part of the subscription, we show the franchisor the tools and actual analysis from which lenders are making credit decisions about a franchise system.

The result will be a good understanding of the degree of control they have over their franchise system’s fundability. 

State of Lending Practices Today:

Lenders are making decisions that affect your franchise system based on information you have never seen.  This information is used as a representation of your franchise system whether it is a true depiction or not of your creditworthiness.

  • To make small business franchise lending more profitable, lenders are now using significantly enhanced credit tools to quickly assess creditworthiness.
  • To help you gain control, we have enhanced our financing eligibility service on the Franchise Registry to give you visibility into the franchise credit assessment tools that lenders are using to assess you.

The service provides you with access to the same loan underwriting information that lenders are using to testimonialdetermine your franchise system’s creditworthiness and your franchisees’ loan terms.
Take control of your fundability perception through the financing eligibility service.

Simplifying the franchise lending process  

The subscription is geared towards improving a franchise’s financing outcomes by giving them control of their franchise system’s credit worthiness.  The service will:

  • Help a franchise avoid lending pitfalls by finding out how lenders assess their franchise system
  • Provide franchises with consultation from financing experts on steps you can take to improve your credit score and the implications of taking those actions
  • Provide specific workable steps to improve a franchise system’s “fundability”
  • Give  details of current SBA ratings and specific loan details of a franchise’s franchisees
  • Enable speedier financing with less hassles by having a brand’s financing documentation readily accessible to lenders who are members
    • FDDs and other documentation available to lenders 24/7
  • Visibility to a constantly expanding list of individual lenders (currently more than 8,000) regularly seeking franchise information
  • Peace of mind
    • That your documents will be available to thousands of lenders and are kept secure
    • That you will always be kept abreast of the latest changes in the world of franchise financing regulations and lending guidelines

SBA Addendum

FAQs

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