If they can't get the money,then I don't get to award the franchise. And that's a problem for me.

As a responsible CFO should, I thought carefully about whether we would get value for our investment before we asked FRANdata to create Bank Credit Reports for our two brands. I shouldn't have worried. The reports have proven to be extremely useful – in fact, they are a key part of our new franchisee financing strategy. Even more than that, by benchmarking our brands against their respective peer groups, we have gained a context to better understand our performance in our industry. These tools have been an excellent investment.

FRANdata's Bank Credit Report product is a great investment for growing brands. It helps lenders understand the performance of your brand by providing them with a 3rd party analysis of key company statistics all in one place. Brilliant.

More and more franchisees are going to local and regional lenders. The Bank Credit Report pulls together key metrics on the franchise and delivers them directly to the local banker.

With hundreds of loan requests, the ones who make it easier and show they have nothing to hide, get the loans.

American Business Lending is financing as many business loans as we can in this difficult environment. When we consider franchise applications, we like those that include a FRANdata Bank Credit Report - it really does make a difference if they have this information.

When underwriting a franchise loan, we depend on FRANdata to provide us with the most up-to-date performance data on franchise concepts. This is a necessary ingredient in allowing us to make the most informed lending decision possible.